Earned Wage Access

Empower your employees to break free from the cycle of debt

Improve your employees’ financial health and say goodbye to the headache of managing loans and salary advances with our industry-leading Earned Wage Access solution

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EWA money requests

Say goodbye to loan requests

Eliminate the administrative hassle of managing loans and salary advances with earned wage access. This solution allows your employees to access a portion of their earned pay before payday, interest-free, giving them greater financial flexibility and peace of mind—without disrupting your payroll process

EWA reduce debt

Reduce reliance on credit and debt

Earned wage access isn’t a loan or credit; it’s a smarter alternative. Employees can access a portion of their earned wages for a small, one-time fee—10 to 20 times more affordable than traditional loans. This approach helps them avoid high-interest debt, as they’re using money they’ve already earned, with no interest ever charged

EWA rulesets and access control

You control how the product is used by your employees

With our flexible rules engine, you have complete control over how employees access and use each product. Customise percentages, set minimum and maximum limits, and tailor access at both the organisational and individual levels to meet your specific needs—you’re always in charge.

Flexible benefits that adapt to your workforce

Our flexible solutions are designed to address the diverse needs of your employees. Whether it’s financial flexibility or access to essential services, our features ensure every member of your team gets the benefits that matter most to them…at zero monthly fees.

Direct EFT payments

Allow your employees to access a portion of their earned income directly in their payroll-linked bank accounts, providing financial flexibility when they need it.

Instant money vouchers

In emergencies, your employees can quickly access cash with instant money vouchers, offering immediate relief when it matters most or maybe they just need cash for transport to get to work.

Grocery and clothing purchases

Empower your team to purchase groceries and clothing effortlessly at any of the 2,500 Pick ‘n Pay stores nationwide, using our cutting-edge Scan-to-Pay technology

Daily essentials vouchers

Provide your employees with easy access to essential items without paying a fee like data, airtime, electricity, and water through a wide variety of vouchers.

Medical vouchers

Ensure affordable healthcare access with medical vouchers, offering options for doctor or dentist visits and optometry services.

Top uses for Earned Wage Access

91%
Use Floatpays for transportation
55%
Use Floatpays for food
36%
Use Floatpays for electricity

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